Garage liability is designed for small to mid-sized businesses. Garage liability insurance covers the legal liability of franchised and nonfranchised automobile, truck, truck-tractor, motorcycle, recreational vehicle, and trailer dealers for claims of bodily injury (BI) and property damage (PD) arising out of business operations. Services Risk classes including Auto detailers, Auto Repair, Body and Fender, Glass Shops, Service Stations. Used Car Dealers - retail and wholesaler.
General Liability Insurance (GL)
General Liability (GL) insurance, sometimes called small business liability insurance or commercial liability insurance, provides insurance coverage for your business against claims made by others including bodily injury, damage to property, or personal injury.
Professional Liability Insurance
Professional liability insurance, also called errors and omissions insurance (E&O insurance) or indemnity insurance, protects your business if you are sued for negligently performing your services, even if you haven’t made a mistake..
Commercial Auto Policy
Commercial auto insurance is a business insurance policy that applies to autos owned by or used in your business that protects your business against liability for damages caused by accidents involving your business autos and provides certain compensation to occupants of your business autos injured in accidents.
Auto Dealer or Garage Policy
It is coverage specific to car dealers and garage businesses. It protects against losses due to bodily injury and property damage that occur to others or the property of others and are caused in garage operation accidents. It covers vehicles under maintenance or in storage by the business.
Business Owner Policy
If you own a small business, a Business Owner's Policy, or BOP, protects you from liability claims and lawsuits; safeguards your buildings, equipment and inventory; and covers you financially if your business unexpectedly shuts down from a covered loss.